Did you know your dental benefits reset every year? According to the National Association of Dental Plans, less than three percent of Americans with PPO dental plans meet or run over their insurance plans’ annual maximum. Maximizing your dental insurance benefits before the end of the year not only will save you money, but will improve your dental health.
Don’t Wait Until It’s Too Late
Make appointments now to have cleanings, X-rays, or any other preventive services before the end of the year. If you wait too long to make those appointments, Manhattan Dental Arts may be booked up since everyone else is doing the same. Unused benefits will be lost by year end.
Check on your annual maximum and use it up before December 31.
Do You Have A Flexible Spending Account?
Most Flexible Spending Accounts, or FSAs, are through your employer. They allow you to save tax-free money for certain expenses. Most cosmetic services like veneers are not eligible, but other expensive treatments like root canals, braces, and crowns can be paid for.
Be certain to use up whatever you allotted for this current year by December 31st, or it will be gone. Some employers offer options and give you a grace period or they allow a certain amount to be carried over. Double check with your plan administrator if you are not sure.
If you do have options, this is an opportunity to start an expensive procedure this year and complete the process in the first quarter of next year.
Save Money Now
The cost of everything is skyrocketing, and this may include dental costs next year. If you know you have an issue that needs care, why wait until next year’s fees go up? Have it treated now.
Don’t Wait Until A Problem Becomes Worse
A simple cavity can be treated with very little, if any downtime, and via your dental insurance. Waiting to have it fixed may turn into a costly root canal procedure down the line. Why wait? Use whatever benefits you have remaining and save on the fees, downtime, and the pain.
Contact Manhattan Dental Arts at (212) 247-2330 for an appointment before year end to maximize your dental insurance benefits.